Prescription Drug Coverage (Part D)
2 Routes for Part D Coverage
How do you know which Part-D Drug Plan or Advantage Plan to enroll in? With our quoting tools, we will show you the bottom line. Which plan covers your drugs the best and minimizes your out of pocket.
MAPD-Medicare Advantage Prescription Drug Plan
Most Medicare Advantage Plans will have Part D included . Not all plans cover drugs the same. Some cover certain medications better than others. On one plan you could have $5,000 worth of annual prescription copays, while on another you could only have $1,500. We keep it simple and show you the bottom line, which plan/carrier covers your medications the best. Being cost effective goes a long way in saving you money.
PDP-Prescription Drug Plan (stand alone)
If you take out a Medicare Supplement Plan, you will need a seperate stand alone drug plan. How do you know which Part-D plan to get? Give us a list of the Prescriptions you take including dosage and frequency, and we'll identify the best drug plan for you in your zip code based on your prescription list.
Annual Policy Review
It's important to review your drug coverage each year during the Annual Election Period -October 15th - December 7th
-It's important to review each year because:
- You could be taking new medication we haven't accounted for
- Your drug coverage is changing, and your current medications will be covered differently the following year
- Changes in legislation/CMS regulation
Utilize Good Rx
Show the Pharmacist your GoodRx card when picking up prescriptions, and ask if there's a Good Rx rate cheaper than the insurance.
Ask about a Manufacturers discount on your Tier 3-5 drug. To do this you must go directly through the manufacturer of the drug, not the insurance carrier.