Advantage Carriers

Also referred to by providers as "Medicare Replacement," Medicare Advantage plans, or Part C plans, are mandated by CMS to deliver at least the actuarial equivalent of Traditional Medicare in terms of coverage value. This includes inpatient hospital care, skilled nursing facility services, hospice care, lab tests, surgery, home health care, outpatient care, medical equipment, and several preventative services. 

Medicare Advantage plans can also offer additional benefits such as: 

• - Lower premiums 
• - Savings on premiums 
• Coverage subject to change year to year 
• - Inclusion of Part D Drug Coverage 
• - Maximum out-of-pocket costs ranging from $3,400 to $8,000, depending on the plan 
• - $0 Deductible on most plans 
• - Dental coverage 
• - Gym memberships 
• - Some hearing coverage
• - Nutrition programs 
• - Over-the-counter allowances 
• - Support services for individuals with chronic conditions 
• - Transportation to doctor visits 
• - Vision care 
• - Wellness programs 
• - Some plans may provide a Part B Premium Giveback or reduction, depending on your zip code 
• The plans you qualify for will depend on your zip code