Advantage Carriers

Also referred to by providers as "Medicare Replacement," Medicare Advantage plans, or Part C plans, are mandated by CMS to deliver at least the actuarial equivalent of Traditional Medicare in terms of coverage value. This includes inpatient hospital care, skilled nursing facility services, hospice care, lab tests, surgery, home health care, outpatient care, medical equipment, and several preventative services. 

Medicare Advantage plans can also offer additional benefits such as: 

•  Usually no premium in addition to Part B 
•  Savings on premiums 
•  Inclusion of Part D Drug Coverage 
•  An annual out-of-pocket maximum that caps your costs (amount varies by plan)
•  $0 Deductible on most plans 
•  Dental coverage 
•  Gym memberships 
•  Some hearing coverage
•  Nutrition programs 
•  Over-the-counter allowances 
•  Support services for individuals with chronic conditions 
•  Transportation to doctor visits 
•  Vision care 
•  Wellness programs 
•  Some plans may provide a Part B Premium Giveback or reduction, depending on your zip code 
• The plans you qualify for will depend on your zip code